Crypto participation within a framework
For growth-oriented clients who want exposure to Bitcoin and Ethereum through ETFs and prefer systematic allocation decisions to making their own tactical trades.
Intelligent Allocation®
FINIAT Crypto & Gold Risk-Managed ETF Rotation
Crypto participation. A disciplined approach to risk.
Seek participation in Bitcoin and Ethereum through ETF exposures, with flexibility to rotate toward gold and bonds as market indicators change.
Discuss this strategy ↗
Print strategy brief ↓
01 / The objectiveA clear job
A clear job
for the portfolio.
Pursue crypto market participation through a dynamically managed ETF portfolio, with the flexibility to shift toward gold and bonds as part of a systematic approach to risk management.
What defines the approach
- Participation in crypto markets through eligible Bitcoin and Ethereum ETFs.
- Flexibility to allocate to gold and bonds as market indicators change.
- Intelligent Allocation® governs exposures within established limits using systematic, mathematical rules—not AI.
The objective is a goal, not an assurance of an outcome.
02 / Client fit & portfolio role
Start with the right fit.
Potential use cases for discussion. Suitability depends on the complete client situation, liquidity needs, and broader investment plan.
A satellite within a diversified portfolio
Consider as a specialized sleeve alongside a broader investment plan, with essential spending and liquidity needs supported elsewhere.
The ability to stay with the process
For clients with a longer investment horizon who can tolerate substantial volatility, accept potential losses, and understand that defensive positioning may lag a rebound.
Less appropriate when
The client needs capital stability, relies on this allocation for near-term withdrawals, or expects either continuous crypto exposure or reliable protection from every decline.
Key considerations
Risk-managed describes the investment approach, not a low-risk classification. Crypto exposure can produce substantial losses. Gold and bonds can also decline, and defensive positioning may miss crypto upside or a recovery.
03 / Portfolio constructionA defined universe.
A defined universe.
A dynamic allocation.
Bitcoin and Ethereum ETF exposures provide the crypto opportunity set. Gold and bond ETFs provide additional allocation choices when the algorithms identify a change in positioning within the strategy’s exposure limits. The mix can change; the strategy is not a fixed crypto-and-gold blend.
Bitcoin & Ethereum ETFs
Eligible crypto exposures support the strategy’s participation objective. Their weights depend on the allocation process rather than a permanent split.
Gold ETF
An alternative exposure the strategy may use as positioning changes. Gold is not a guaranteed hedge against crypto losses.
Bond ETF
Another allocation choice for a more defensive posture when appropriate. Bond exposure still carries investment risk and does not establish a portfolio loss limit.
The investment framework
Define the boundaries.
The selected strategy establishes an eligible ETF universe and exposure limits. Any customization is agreed with FINIAT before the revised portfolio is implemented.
The management
Let the process allocate.
Intelligent Allocation® is not AI-driven. Its proprietary algorithms react to observed market indicators and govern allocations within the established boundaries.
The conversation
Bring context to the client.
Amplifi provides AI-powered portfolio insights for advisor review—helping connect what changed, when, and why to the client conversation.
04 / Advisor due diligenceMake the strategy
Make the strategy
fit the client.
Evaluate a specialized growth opportunity within the client’s broader risk budget.
Review current strategy materials with FINIAT to confirm account availability, fees, minimums, trading arrangements, and any customization.
Discuss implementation ↗
View platform & trading availability ↗Existing crypto exposure
Review digital assets held directly or through funds, alongside gold, bonds, and other concentrated positions across the client’s accounts.
Capacity for volatility
Discuss how a substantial decline would affect the client’s financial plan and ability to remain with the strategy. Establish its role before determining an allocation.
ETF implementation
Review the eligible ETF structures, liquidity, expenses, trading arrangements, and tax considerations. Confirm the investment universe and exposure limits with FINIAT.
The advisor’s questions
Clarity before allocation.
What is the strategy seeking to accomplish?
It seeks crypto market participation through eligible Bitcoin and Ethereum ETFs, with a systematic framework that can shift exposure toward gold and bonds as conditions change. The participation objective and risk-management approach do not assure a particular return or prevent losses.
Does the portfolio always hold Bitcoin and Ethereum?
Do not assume either exposure is held at all times or in a fixed proportion. Intelligent Allocation® governs positioning within the eligible ETF universe and established exposure limits.
What does risk-managed mean here?
It refers to the ability to change exposures through a systematic allocation process, including possible allocations to gold and bonds. It does not mean the strategy is conservative, protected from losses, or suitable for every client.
Are gold and bonds permanent holdings?
They are possible allocation choices within the investment framework, not a promised constant allocation. They can lose value, and a shift toward them can miss a crypto rally or recovery.
Does the strategy own cryptocurrency directly?
The strategy uses ETFs for Bitcoin and Ethereum exposure. The advisor should review the underlying funds’ structures, investment exposures, costs, and risks with FINIAT.
Where might it fit in a client portfolio?
Consider a specialized satellite role for clients seeking crypto participation who can tolerate substantial fluctuations and losses. Evaluate the allocation alongside the full portfolio, investment horizon, liquidity needs, and existing digital-asset exposure.
Do I approve each allocation change?
Once the ETF universe and exposure limits are established, Intelligent Allocation® governs allocations within those boundaries. Routine allocation decisions do not require the advisor to select or approve each position change. Confirm the account’s trading and implementation arrangements with FINIAT.
Can FINIAT adapt a portfolio for my client or practice?
Start with a pre-built strategy or discuss a customized portfolio with FINIAT. A different ETF universe or set of exposure limits can change the portfolio’s exposures and risks; confirm the resulting investment framework before implementation.
Let’s put the process to workYour expertise.
Schedule a Conversation ↗Your expertise.
Our capabilities behind you.
See how FINIAT’s investment management and advisor technology could support your firm, simplify your workflow, and complement the way you operate.